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Card Account Activity	Premium	Classic
U.S. Purchases	FREE	Signature: FREE PIN: $1
International Purchases	FREE	$1
Monthly Maintenance	$9.95	$4.95

Card Activation	$0 with Direct Deposit ($9.95 otherwise)
U.S. ATM Transactions	$2
ATM Balance Inquiry	$1

Other:
ATM Transactions: ATM owners may charge additional fees. International ATM transactions: $4.95. Online Monthly Statement: Free. Paper Monthly Statement: $2.95. Live Agent Call: $2 (1 free/month). Non-Monetary Transaction via IVR: up to $0.50. Bank Teller Cash Advance: $4.95. Express delivery charge: $40. Emergency wire fee: $20. Bill Pay Stop Payment $20. Card Fulfillment: $10. Non-Online Bill Pay Check Processing including but not limited to debit transactions using direct deposit number such as paper checks, ACH debits, check by-phone or pre-authorized payments: $5. Special research and documentation fee (may include authorization hold removal, card account verification, card account balancing, false claims, etc): Up to $50. Currency conversion: 2.95% of transaction amount after conversion. If you decide to close your card account and request a check to bring your balance to zero, a $15.95 check fee will be applied.